I met a netizen on IG who goes by the name "lucky-077" and we started chatting. Initially, our conversations were unrelated to investments, but gradually he mentioned an investment platform for gold. At first, I only deposited 20,000 and he allowed me to withdraw funds. This happened a few times, and slowly I let my guard down. Then, he started persuading me to participate in a bonus promotion. Since my amount was not enough, he actively helped me increase it so that I could participate in the promotion. Once I joined the promotion, it became impossible to cancel because I wanted to quickly reach the goal of 100 ounces and withdraw funds. However, after reaching the goal, I was asked to pay a verification fee for the withdrawal. Then, the person asked me to take out a loan to complete the verification process and be able to withdraw funds.