The best American Express cards

Business Insider may receive a commission from The Points Guy Affiliate Network if you apply for a credit card, but our reporting and recommendations are always independent and objective.Although the credit card and rewards space has become a bit crowded, American Express remains a popular and prestigious company, offering compelling and competitive products.The Platinum Card® from American Express is the best product offered, since its generous yearly benefits almost fully offset the annual fee. Plus, it has useful perks, and solid rewards on flights. For example, I got more than $2,000 of value from the card my first year.If the Platinum Card's annual fee is a deal-breaker, your best choice is the American Express® Gold Card.American Express offers credit and charge card products for just about every lifestyle need. Although American Express is famous for its travel connections and premium experiential offerings, it also offers credit and charge card products with other advantages. Whether you're looking for cash back, frequent flyer miles, travel insurance, purchase protections, extra points on groceries, access to airport lounges, or more.If you're looking for the best Amex card for you, here are the ones you should consider.Keep in mind that, unless it's otherwise noted in the card description, we're focusing on benefits, perks, and rewards that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards.When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back — or spending more than you would otherwise. Basically, with a few rare exceptions, you should treat your credit card like a debit card.Here are our top picks for the best Amex cards:Best Amex overall: Platinum Card from American ExpressBest Amex for dining rewards: American Express® Gold CardBest Amex for families: Amex EveryDay® Preferred Credit Card from American ExpressBest no-fee Amex: Amex EveryDay® Credit Card from American ExpressBest cash-back Amex: Blue Cash Preferred® Card from American ExpressBest Amex with a 0% intro APR: Blue Cash Everyday® Card from American ExpressUpdated on 5/7/2019 by David Slotnick: Added the latest information about card offerings and APRs, including the AmEx Gold and Blue Cash Preferred.Read on in the slides below to see which Amex card is right for you.

如果您申请信用卡，Business Insider可能会收到The Points Guy Affiliate Network的佣金，但我们的报告和建议始终是独立和客观的。虽然信用卡和奖励空间变得有点拥挤，美国运通仍然是一家受欢迎且享有盛誉的公司，提供极具吸引力和竞争力的产品。美国运通的PlatinumCard®是最好的产品，因为其慷慨的年度福利几乎完全抵消了年费。此外，它还有很多有用的额外津贴，以及飞行时的可靠奖励。例如，我第一年从卡中获得的价值超过2000美元。如果白金卡的年费是一笔交易，那么您最好的选择是美国运通®金卡。美国运通提供信用卡和收费卡产品。关于每个生活方式需要虽然美国运通以其旅游联系和优质体验产品而闻名，但它还提供信用卡和收费卡产品以及其他优势。无论您是寻找现金返还，飞行常客里程，旅游保险，购买保护，杂货加点，机场休息室，还是更多。如果您正在为您寻找最好的美国运通卡，以下是您的应该考虑一下。请记住，除非在卡片说明中另有说明，否则我们将重点放在使这些卡片成为很好的选择的利益，额外津贴和奖励上，而不是利率和滞纳金等远远超过价值的东西。当你努力获得信用卡奖励时，重要的是要实行财务纪律，比如每个月全额支付余额，按时付款，而不是花费超过你能负担得起的金额 - 或者花费超过你的预算。基本上，除了一些罕见的例外，你应该像借记卡一样对待你的信用卡。这是我们最好的美国运通卡的首选：最佳美国运通卡整体：美国运通美国运通卡的白金卡用于餐饮奖励：美国运通®金卡最佳美国运通卡对于家庭AmexAveryDay®优惠信用卡来自美国运通免费美国证券交易所：AmexAveryDay®信用卡来自美国运通Amex：来自American ExpressBest Amex的Blue CashPreferred®卡，0％介绍APR：来自美国的BlueCashEveryday®卡Express由David Slotnick于5/7/2019更新：在下面的幻灯片中添加了有关卡片产品和APR的最新信息，包括AmEx Gold和Blue Cash Preferred.Read，以了解哪种Amex卡适合您。