Abstract：Despite its relative youth, the Cyprus-registered online broker Capital.com has garnered respectable attention from a large number of retail and professional investors since its 2016 launch. Capital.com is a frontrunner among low-cost trading products; it allows individual and institutional investors to trade contracts for difference (CFDs) on three thousand markets, including Forex, Stocks, Commodities, Indices, Cryptocurrencies, and more. Impressively, Capital.com is on board with ESG investments as well. You can begin trading CFDs on the Capital.com platform with as little as $20. You can trade CFDs on this platform without paying any commissions; the only fees involved are the spreads. This broker offers a wide range of platforms, including mobile apps, a desktop trading app, an API from Capital.com, Tradingview, and MetaTrader 4. Among Capital.com's many distinguishing features is the wealth of educational content and high-quality research it offers its users. The platform's Marke
About Capital.com
Despite its relative youth, the Cyprus-registered online broker Capital.com has garnered respectable attention from a large number of retail and professional investors since its 2016 launch. Capital.com is a frontrunner among low-cost trading products; it allows individual and institutional investors to trade contracts for difference (CFDs) on three thousand markets, including Forex, Stocks, Commodities, Indices, Cryptocurrencies, and more. Impressively, Capital.com is on board with ESG investments as well. You can begin trading CFDs on the Capital.com platform with as little as $20. You can trade CFDs on this platform without paying any commissions; the only fees involved are the spreads. This broker offers a wide range of platforms, including mobile apps, a desktop trading app, an API from Capital.com, Tradingview, and MetaTrader 4. Among Capital.com's many distinguishing features is the wealth of educational content and high-quality research it offers its users. The platform's Market Guide, Learning Hub, and Trading Strategy Guide are all excellent resources for beginning and experienced traders alike.
✅Where Capital.com Shines
- Hevaily regulated under different jurisdictions, including two tier-1 regulators: ASIC in Australia, FCA in the UK
- Comparably low trading costs, competitive spreads, plus zero-commission model
- Access to over 3,000 markets, ESG investing also supported
- Low entry barrier, $20 to start real trading
- No fees on account setup, demo account as well as account close
- 7/24 client support via 12 languages
- High quality and rich educational content
- Free deposit and withdrawal, no fees occured
- Various trading platform options, mobile app, Metatradder 4 and Tradingview
❌Where Capital.com Falls Short
- An inactivity fee of $10 for account that is inactive for more than 1 year
- 0.7% currency conversion fee of the spot forex rate, 0.5% for the professional client
- No account tiered tailored for regular traders
- Lacks of trading signals, and limited news headline in its desktop trading platform
- Lacks supports for the Metatrader 5 platform
- Spread betting exclusive to UK traders
Is Capital.com Legit?
Regulations
Currenctly, Capital.com has 4 entities regulated under corresponding jurisdictions to ensure they operate legally within these areas.
CAPITAL COM AUSTRALIA PTY LTD, its Australian entity, is regulated by the ASIC, holding an Market Maker license under license no. 000513393.
Capital Com SV Investments Ltd, its entity in Cyprus, is regulated by the CYSEC, holding an Market Maker license under license no. 319/17
Capital Com (UK) Limited, its entity in the UK, is regulated by the FCA, holding an STP license under license no. 793714
Capital Com Bel Closed joint stock Company, its entity in Belarus, is regulated by the NBRB, holding an Retail Forex License under license no.16
Anti-Money Laundering (AML) Compliance: They have robust AML procedures in place to prevent money laundering and terrorist financing. At Capital.com, they maintain internal controls and robust risk management processes, including pre-trade and post-trade fraud detection systems.
Segregated Accounts: At Capital.com, client funds are held in segregated accounts, separate from the company's own funds, ensuring the safety of client funds in case of insolvency.
Capital.com Trading Accounts
Targeting Retail Account, Professional Account, CFD Corporate Account, MT4 Account, 1X Account, Capital.com provides customised trading accounts tailored for different client groups. Opening and closing an account on the capital.com comes free of cost. Moreover completely free is opening a demo account. For any account used inaction for more than one year, however, there is a 10 USD or comparable inactivity fee.
Retail Account
- Minimum Deposit: $20
- Leverage: Up to 1:30 for major currency pairs, 1:20 for non-major currency pairs and gold, and 1:10 for other commodities and minor indices
- Negative Balance Protection: Yes
- Access to Instruments: Forex, Indices, Commodity, Cryptocurrency
- Trading Platforms: Access to Capital.coms web platform and mobile app
- Fees: No commissions and fees are included in the spreads
- Risk Management Tools: Advanced risk management tools such as take-profit orders
- Ideal for retail investors with averagely less trading experience
Professional Account
- Minimum Deposit: No specific minimum deposit mentioned, but higher than retail accounts
- Leverage: Up to 1: 300
- Negative Balance Protection: No
- Access to Instruments: Same as retail accounts.
- Trading Platforms: Access to Capital.coms web platform and mobile app.
- Fees: No commissions, and fees are included in the spreads.
- Suitable for experienced traders with higher leverage and exclusive benefits. To be classified as a professional trader, one needs to provide evidence of at least two of the following criteria:
- Has carried out an average of 10 transactions of significant size per quarter
- Having a liquid investment portfolio exceeding 500,000 EUR
- Working or having worked, for at least one year, in a professional position in the financial sector relevant for the Firms services and leveraged products
However, for professional clients, you can acquire a series of exclusive benefits, including monthly cash rebates, low margins, exclusive webinar access, subscription to leading news sources and more.
CFD Corporate Account
- Minimum Deposit: Higher than retail accounts
- Leverage: Customizable based on the companys needs
- Negative Balance Protection: Not applicable
- Access to Instruments: Same as retail accounts
- Trading Platforms: Access to Capital.coms web platform and mobile app
- Fees: No commissions and fees are included in the spreads
- Clients with the Corporate account can enjoy some exclusive features, including tailored trading solutions, dedicated account manager, prime brokerage services, tight spreads and flexible margin, as well as some risk management tools.
MT4 Account
- Minimum Deposit: No specific minimum deposit mentioned.
- Leverage: Up to 1:30.
- Negative Balance Protection: Yes.
- Access to Instruments: Over 6,500 tradable instruments.
- Trading Platforms: MetaTrader 4 (MT4) platform.
- Fees: No commission charges; fees are included in the spreads.
- Preferred by traders who use the MetaTrader 4 platform for advanced charting and analysis.
1X Account
- Minimum Deposit: $20.
- Leverage: No leverage
- Negative Balance Protection: Not applicable (since no leverage is used).
- Access to Instruments: Equity, Equity Indices, ETFs
- Trading Platforms: Access to Capital.coms web platform and mobile app.
- Fees: No commissions, and fees are included in the spreads.
- Designed for traders who prefer to trade without leverage and want to minimize risk.
Capital.com Demo Account
Though offering demo accounts as well, Capital.com does not stand in this regard. The initial virtual funds are limited to $1,000, less than what most competitors offer. While clients can open multiple demo accounts, each one expires after 30 days, or sooner if the balance runs out. This requires traders to create new demo accounts as needed. Some pros and cons of Capital.com are listed below:
✅Capital.com Demo Account Pros
- Unlimited demo account can be opened on this platform
- Access to a great variety of tradable assets
- Demo trading on web platform or mobile app
- Demo trading packed with content-rich courses and guides
- Charts and indicators are fully customizable and designed in demo trading environment
❌Capital.com Demo Account Cons
- Virtual funds limited to $1,000 in Capital.com demo account
- 30-day expiry period only
How to open a Capitial.com demo account?
Step 1: Visit the Capital.com website. On the homepage, locate the ‘Sign Up’ button in the top-right corner and click on it. Alternatively, you can download the Capital.com app and sign up through the app.
Step 2: Then you are required to fill out some personal details including your nationality, name, date of birth. Once you are on the trading platform, you need to switch to demo mode. You can do this by selecting the ‘Demo Trading’ option from the dropdown menu in the corner of the webpage
Capital.com Withdrawal Review
Capital.com withdrawal methods available
Available deposit and withdrawal methods supported by the Capital.com platform including the following:
- Debit or credit card
- Traditional bank transfer
- ApplePay
- GooglePay
- Skrill
- Neteller
- Spei (Mexico only)
Notably, deposits and withdrawals occur with no fees. The minimum deposit being 10 USD/EUR/GBP for bank cards and apple pay. The minimum withdrawal amount varies by payment method. Apple Pay requires a minimum of €20/USD/GBP, while Google Pay has a €20 minimum, £50 in the UK, and USD50 elsewhere. Skrill withdrawals have a €10/USD/GBP minimum. Spei withdrawals have no minimum.
How to withdrawal Money from the Capital.com Platform?
Withdraw money from the Capital.com, either on the web or mobie app is not difficult. Here is the brief instruction showing the withdrawal from the Capital.com platform:
Step 1: To withdraw funds in Capital.com, first log into my account, then click the 'Withdraw' button.
Step 2: Once you select the amount that you would like to withdraw, you will be presented with a list of payment methods that are available to withdraw your funds to. If you have multiple options, please ensure your preferred method is selected and then click ‘Confirm’.To make a withdrawal on our web platform go to 'Settings' > 'My account', select the account and click on 'Withdraw'.
Or go to 'LIVE' > 'Withdraw Funds'.
Step 3: Then choose the amount you want to withdraw. You will see a list of available payment methods. Please note that you can only withdraw funds into your account, your bank cards only in your own name. After selecting the amount and the methods, then click the “submit a withdrawal request” button. Typically, the Capital.com team will process withdrawal request within 24 hours, and in a 91% case, they will review the request within 30 minutes. Note:If there are no deposit methods available to withdraw funds to, please check the ‘My requests’ section of the platform to ensure there are no outstanding actions required.
