Fidelity

BASIC INFORMATION:

Fidelity International is a financial services company offering investments in funds, stocks and shares through ISA and pension vehicles in the UK, EU and Asia. Fidelity was founded in 1946 by founder, Edward C Johnson, and was originally named Fidelity Management & Research (FMR). The firm was based in Boston, Massachusetts, offering financial services to US-based clients. In 1969. Fidelity offers stock, ETFs and mutual funds to clients based in the US, Europe and Asia.

REGULATORY INFROMATION: LICENSE

Fidelity was regulated by the Securities and Futures Commission (SFC) with regulatory license number of AAG408.

PRODUCTS

Both branches of Fidelity offer the option to purchase stocks, shares, ETFs, mutual funds, bonds, and indices. They also offer a selection of retirement products and pension vehicles.

Fidelity Investments

· Stocks & Shares – Zero commission on US stocks from NASDAQ and other major exchanges. International stocks are also listed.

· ETFs – Over 2,000 commission-free ETFs in markets such as real estate, commodities, and currencies. Multi-asset and fixed-income funds are also available.

· Mutual Funds – Over 10,000 mutual funds are available through their network, from both Fidelity and other companies.

· Bonds – An interest-bearing security where the client will receive payouts at set intervals throughout the period and will then receive the principal amount back at contract maturity. US Treasury, corporate, municipal, agency and high-yield bonds are available.

· Certificates Of Deposit (CDs) – Fixed income investments that provide set payouts over a period of time. Both bank and brokerage CDs are offered.

· Deferred Fixed Annuities – This type of pension allows clients to profit from a guaranteed income every year if they defer taking their income.

FIDELITY INTERNATIONAL

Fidelity International has a similar offering, primarily focusing on stocks, shares and funds. For UK clients, tax-saving vehicles such as the ISA, Junior ISA and pension pots are on offer.

ACCOUNT TYPE

Fidelity Investments

There are four account options available:

· Fidelity Go – Designed for digital investing

· Wealth Management – Includes planning and investment advice from an advisor

· Personalized Planning & Advice – Includes digital planning and financial advice during 121 calls with advisors

· Private Wealth Management – Comprehensive advice from an advisor-led team of wealth managers.

Fidelity International

Fidelity International offer accounts based on the investment vehicle you select. In the UK, the following options are provided:

· Stocks and shares ISA – A tax-efficient vehicle that allows you to invest £20,000 annually, with all earnings tax-free

· Junior ISA – Saving for a childs future by adding funds to an account on their behalf

· Investment Account – Investing with no limits

· Personal Pension (SIPP) – Save for retirement using a lump sum or regular payments

· Junior SIPP – Saving for a childs retirement. They will not be able to access the funds until they are 5

TRADING HOURS

Fidelity Investments

Trading is available 9:30 – 16:00 ET Monday – Friday. Extended trading times are available on the NASDAQ and other major US stock exchanges. Pre-market hours are 7:00 am – 9:28 am, after hours are 4:00 – 8:00 pm ET.

Fidelity International

London markets are open from 8:00 am to 4.30 pm. This does not mean your trading time is limited to these hours, but any deals placed outside these will be processed the next working day

TRADING PLATFORM

Fidelity Investments – Active Trader Pro

For US clients, Fidelity Investments offers the Active Trader Pro platform to premium level traders. The service provides a suite of tools that help traders inspect market trends, facilitating the decision-making process on complex trading decisions.

Fidelity International

For clients in the UK, Europe and Asia, Fidelity International does not offer an active trading platform. Instead, investors can select from a list of funds, stocks and shares and choose to ‘deal now’, purchasing the desired quantity of the asset.