In this article, we‘ll explore five top brokers that offer instant deposits, allowing you to quickly fund your trading account and seize market opportunities without delay. We’ll review XTB, IC Markets Global, AvaTrade, Pepperstone, and EightCap, highlighting their features and deposit options to help you choose the best broker for your trading needs.
Best Brokers with Instant Deposits
| Logo | Brokers with Instant Deposits | Deposit Methods | Accepted Currencies | Deposit Time |
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XTB | Cards (MasterCard, Maestro, Visa), Bank transfer | GBP, USD, EUR | Instant |
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IC Markets Global | MasterCard, Visa, PayPal, Neteller, Skrill, UnionPay, Wire Transfer, Bpay, Broker to Broker, POLi, Thai Internet Banking, Rapidpay, Klarna, Vietnamese Internet Banking | AUD, USD, EUR, CAD, GBP, SGD, NZD, JPY, HKD, CHF | Instant |
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AvaTrade | MasterCard, Visa, PayPal, Skrill, Neteller, Wire Transfer, Perfect Money, Boleto | USD, EUR, GBP, AUD | Instant |
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Pepperstone | UnionPay, Alipay, Visa, MasterCard, bank transfers, Neteller, Skrill, U-Payment, USDT (Tether), Google Pay, Apple Pay | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | Instant |
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EightCap | MasterCard, Visa, PayPal, Wire Transfer, BPAY, Skrill, Neteller, etc. (vary on the region) | AUD, USD, GBP, EUR, NZD, CAD, SGD, RMB, USDT (TRC20), USDT (ERC20), BTC, BRL, MYR, PHP | Instant |
Top Forex Brokers with Instant Settlement Reviewed
① XTB
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| Min. Deposit | £0 |
| Regulators | CySEC, FCA |
| Trading Instruments | 6,900+, Stocks, ETFs, forex, indices, commodities |
| Demo Account | ✅ |
| Max. Leverage | 1:30 |
| Spreads & Commissions (Forex) | From 0.3 pips + commission-free |
| Trading Platforms | Mobile, Desktop, Tablet |
| Inactivity Fee | A monthly fee of 10 GBP will be charged if no purchase or sale transaction within 365 days |
| Open XTB Account | |
Founded in 2002 and headquartered in Warsaw, Poland, XTB is a prominent broker known for its user-friendly trading platforms and comprehensive range of financial instruments. With top-tier regulation from authorities like CySEC and FCA, XTB offers a secure trading environment. A key feature for traders is XTBs support for instant deposits, allowing for immediate account funding through MasterCard, Maestro, Visa, and bank transfers.
| Logo | Deposit Methods | Accepted Currencies | Deposit Fee | Deposit Time |
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MasterCard | GBP, USD, EUR | 0 | Instant |
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Maestro | GBP, USD, EUR | 0 | Instant |
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Visa | GBP, USD, EUR | 0 | Instant |
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Bank transfer | GBP, USD, EUR | 0 | Instant |
② IC Markets Global
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| Min. Deposit | $200 |
| Regulators | ASIC, CySEC |
| Trading Instruments | 2,250+, CFDs on 61 currency pairs, 24 commodities, 2,100+ stocks, 25 indexes, 9 bonds, 21 cryptocurrencies, 4 futures |
| Demo Account | ✅ (free for 30 days) |
| Max. Leverage | 1:1000 |
| Spreads & Commissions (Forex) | From 0.8 pips + commission-free (Standard account) |
| Trading Platforms | MT4/5, cTrader, TradingView (Windows, Web, Android, Mac, iOS) |
| Restricted Regions | The United States of America, Canada, Brazil, Israel, New Zealand, Iran and North Korea (Democratic People's Republic of Korea) |
| Open IC Markets Global Account | |
IC Markets Global, established in 2007 and based in Sydney, Australia, is renowned for its competitive trading conditions and 2,250+ tradable instruments, including CFDs on 61 currency pairs, 24 commodities, 2,100+ stocks, 25 indexes, 9 bonds, 21 cryptocurrencies, and 4 futures. Regulated by ASIC and CySEC, IC Markets ensures a reliable trading environment. Traders benefit from instant deposit options through MasterCard, Visa, PayPal, Neteller, and Skrill, making it easy to fund accounts quickly and take advantage of market movements. Despite some methods like wire transfers taking longer, the majority of deposit methods are processed instantly.
| Logo | Deposit Methods | Accepted Currencies | Deposit Fee | Deposit Time |
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MasterCard/Visa | AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD | 0 | Instant |
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PayPal | AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, HKD, CHF | 0 | Instant |
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Neteller | USD, AUD, GBP, EUR, CAD, SGD, JPY | 0 | Instant |
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Neteller VIP | AUD, GBP, EUR, CAD, SGD, JPY | 0 | Instant |
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Skrill | AUD, USD, JPY, EUR, SGD, GBP | 0 | Instant |
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UnionPay | RMB | 0 | Instant |
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POLI | AUD | 0 | Instant |
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Vietnamese Internet Banking | USD | 0 | Instant |
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Thai Internet Banking | USD | 0 | 15-30 minutes |
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Bpay | AUD | 0 | 12-48 hours |
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Rapidpay | EUR, GBP | 0 | Up to 2 business days |
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Klarna | EUR, GBP | 0 | Up to 2 business days |
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Wire Transfer | AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, CHF | 0 | 2-5 business days |
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Broker to Broker | AUD, USD, JPY,EUR, NZD, SGD, GBP, CAD, CHF, HKD | 0 | 2-5 business days |
③ AvaTrade
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| Min. Deposit | $/€/£/A$100 |
| Regulators | ASIC, FSA, FFAJ, ADGM, CBI, FSCA |
| Trading Instruments | Forex, indices, commodities, crypto CFD, stocks, ETFs, bonds, FX options |
| Demo Account | ✅ ($10,000 in virtual capital, lasts for 21 days and can be renewed upon request) |
| Max. Leverage | 1:30 (retail)/1:400 (professional) |
| Spreads & Commissions (Forex) | Typical 0.9 pips on (EUR/USD) & commission-free |
| Trading Platforms | AvaTrade Mobile App, Mobile WebTrader, AvaSocial, AvaOptions, DupliTrade, MT4/5 |
| Inactivity Fee | $/€/£50 after 3 consecutive months of non-use |
| Open AvaTrade Account | |
Founded in 2006 and headquartered in Dublin, Ireland, AvaTrade is well-regulated by authorities such as ASIC, FSA, and FSCA. The broker offers a broad range of instruments including forex, indices, commodities, crypto CFD, stocks, ETFs, bonds, and FX options. AvaTrade's platforms, including AvaTrade Mobile App, Mobile WebTrader, AvaSocial, AvaOptions, DupliTrade, and MT4/5. Traders can benefit from instant deposits using MasterCard and Visa. Although other methods like Neteller and Skrill may take up to 24 hours, the availability of instant deposits helps traders swiftly access their funds and respond to market changes.
| Logo | Deposit Methods | Accepted Currencies | Deposit Fee | Deposit Time |
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MasterCard | USD, EUR, GBP, AUD | 0 | Instant |
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Maestro | USD, EUR, GBP, AUD | 0 | Instant |
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Visa | USD, EUR, GBP, AUD | 0 | Instant |
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Neteller (not for Australian and EU clients) | USD, EUR, GBP, AUD | 0 | Within 24 hours |
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Skrill (not for Australian and EU clients) | USD, EUR, GBP, AUD | 0 | Within 24 hours |
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WebMoney (not for Australian and EU clients) | USD, EUR, GBP, AUD | 0 | Within 24 hours |
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Wire transfer | USD, EUR, GBP, AUD | 0 | Up to 7 business days |
④ Pepperstone
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| Min. Deposit | USD$200 |
| Regulators | ASIC, CySEC, FCA, DFSA, SCB (Offshore) |
| Trading Instruments | 1,200+, forex, commodities, indices, currency indices, cryptocurrencies, shares, ETFs |
| Demo Account | ✅ (valid for 60 days) |
| Max. Leverage | 1:200 (Retail)/1:500 (Professional) |
| Spreads & Commissions (Forex) | From 1.0 pips on EUR/USD & commission-free (Standard account) |
| Trading Platforms | Pepperstone App, MT4/5, cTrader, TradingView (iPhone, Android, tablet, dekstop, web) |
| Open Pepperstone Account | |
Established in 2010 and headquartered in Melbourne, Australia, Pepperstone is known for its low-cost trading and fast execution. With regulatory oversight from ASIC, CySEC, FCA, DFSA, and SCB (Offshore), Pepperstone offers a range of instruments including forex, commodities, indices, currency indices, cryptocurrencies, shares, and ETFs. The brokers instant deposit options include MasterCard, Visa, PayPal, Neteller, Skrill, UnionPay, and USDT.
| Logo | Deposit Methods | Accepted Currencies | Deposit Fee | Deposit Time |
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MasterCard/Visa | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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Bank transfer | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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PayPal | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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Neteller | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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Skrill | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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Union Pay | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
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USDT | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | 0 | Instant |
⑤ EightCap
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| Min. Deposit | $100 |
| Regulators | ASIC, FCA, CySEC, FIN-FSA, SCB (Offshore) |
| Trading Instruments | 800+ CFDs on forex, commodities, indexes, shares, cryptos |
| Demo Account | ✅(30 days) |
| Max. Leverage | 1:500 |
| Spreads & Commissions (Forex) | From 1.0 pips (EUR/USD) & commission-free (Standard account) |
| Trading Platforms | TradingView, MT4/5 |
| Open EightCap Account | |
EightCap, founded in 2009 and based in Melbourne, Australia, is a regulated broker under ASIC, FCA, CySEC, FIN-FSA, and SCB (Offshore). It provides access to 800+ CFDs on forex, commodities, indexes, shares, and cryptos. EightCap supports instant deposits through various methods including MasterCard, Visa, PayPal, Skrill, Neteller, and cryptocurrencies like BTC and USDT.
| Logo | Deposit Methods | Accepted Currencies | Deposit Fee | Deposit Time |
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MasterCard/Visa | AUD, USD, GBP, EUR, NZD, CAD, SGD | 0 | Instant |
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PayPal | AUD, USD, GBP, EUR, NZD, SGD | 0 | Instant |
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UnionPay | RMB | 0 | Instant |
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Skrill | USD, EUR (only for EEA clients), CAD | Variable | Instant |
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Neteller | USD, EUR (only for EEA clients), CAD | Variable | Instant |
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BTC/USDT | USDT (TRC20), USDT (ERC20), BTC (only for USD accounts) | 0 | Instant |
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Interac | CAD | 0 | Instant |
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fasapay | USD | 0 | Instant |
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dragonpay | MYR, PHP | Variable | Instant |
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THB, VND, MYR, IDR, PHP | Variable | Instant | |
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Bpay | AUD | 0 | 1-2 business days |
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Wire transfer | AUD, USD, GBP, EUR, NZD, CAD, SGD | Variable | 1-5 business days |
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pix | BRL | / | / |
FAQs
What is an instant deposit in trading?
An instant deposit allows traders to fund their trading accounts immediately, enabling them to start trading without delay. This feature is crucial for capitalizing on market opportunities as soon as they arise.
Which brokers offer instant deposits?
Several brokers provide instant deposit options, including XTB, IC Markets Global, AvaTrade, Pepperstone, and EightCap. Each broker supports various deposit methods such as credit cards, e-wallets, and sometimes cryptocurrencies.
Are there any fees associated with instant deposits?
Most brokers offering instant deposits do not charge additional fees for the deposit process itself. However, it's essential to check each broker's specific policies as fees may vary based on the deposit method used. You can find detailed info on deposit fees from the body of this article.
Is it safe to make instant deposits with brokers?
Yes, making instant deposits with reputable brokers is generally safe. Ensure that the broker is regulated and uses secure payment gateways to protect your financial information. All five brokers mentioned in this article are regulated by top-tier regulators and have a good reputation in the industry.
What should I do if my deposit is not processed instantly?
If your deposit is not processed instantly, check with your brokers customer support for assistance. There might be technical issues or additional verification requirements that need to be addressed.
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In this article, we’ll explore five top brokers that offer instant deposits, allowing you to quickly fund your trading account and seize market opportunities without delay.
